Get out of credit card debt: pay a fixed amount, not the minimum
How card interest and minimum payments work, why minimum-only takes nearly 20 years, and the steps that stop the balance growing.
ReadGuides
Guides, in plain words.
Plain-language guides with real numbers, tables and step-by-step plans. Each one links to a Money Insights tool so you can try it with your own figures.
Learning path · 4 short episodes
The stock market, from zero.
What the market is, funds or shares, placing a first order and investing a little every month. Read them in order.
Education only. We never name shares to buy.
- 01How to understand the Egyptian stock market before you investEpisode 1 · 8 min read
- 02Funds vs single shares in Egypt: what you own, what you payEpisode 2 · 10 min read
- 03Your first share order in Egypt: account, custody, order types, costsEpisode 3 · 8 min read
- 04Investing a fixed amount every month: DCA, your mix and rebalancingEpisode 4 · 9 min read
Emergency fund: save 3–6 months of essential costs, kept safe and liquid
How big your emergency fund should be, where to keep it so you can reach it fast, and a month-by-month plan to build it.
ReadLifestyle creep: a small daily habit can cost a fortune over 20 years
What lifestyle creep is, what a recurring habit really costs once you count compounding, and how saving half of every raise stops it.
ReadSaving in a high-inflation economy: how to keep your EGP's value
Why cash loses value in Egypt, how certificates, dollars and gold compare after 13.9% inflation, and how to think about spreading your savings.
ReadBank certificates in Egypt: how they work and how to pick one
Fixed, variable and descending certificates, payout frequency, early redemption, USD certificates and tax, with October 2026 rates and worked examples.
ReadGold as a savings tool in Egypt: costs, risks and how it moves
Karats, workmanship and the buy/sell spread, bars vs coins vs jewellery, how the dollar moves EGP gold prices, gold funds, and a step-by-step plan.
ReadHow to understand the Egyptian stock market before you invest
How to learn the market as an individual, how speculation differs from long-term investing, and what the EGX's own history teaches beginners.
ReadEGX30, EGX70 EWI and EGX100 EWI: what each index measures
Which companies each EGX index holds, how it is weighted and reviewed, why they move apart on the same day, and how to use them as a yardstick.
ReadFunds vs single shares in Egypt: what you own, what you pay
How Egyptian mutual funds work, the main fund types, NAV and fees, how to read a factsheet and check an FRA licence, and how funds compare with single shares.
ReadYour first share order in Egypt: account, custody, order types, costs
How to open an EGX brokerage account, who holds your shares, market vs limit orders, price limits, stamp duty and fees, and how to check a broker.
ReadInvesting a fixed amount every month: DCA, your mix and rebalancing
How regular investing and dollar-cost averaging work, what the research says vs investing all at once, the EGX30 record, splitting money and rebalancing.
ReadInvestor psychology: the mental traps that cost beginners money
Herd behaviour, loss aversion, overconfidence, panic selling and more: how each trap looks on the EGX, and a habit that counters it.
ReadDividends explained: dates, yield, tax and what a payout really adds
How EGX dividends work: the key dates, dividend yield vs yield on cost, the 5% tax, bonus shares, high-yield traps and reinvesting, with worked examples.
ReadReading a company's results: what to check and what it leaves out
The three statements in plain words, EPS, P/E and dividend yield, real growth after inflation, FX gains, and where Egyptian companies publish results.
ReadIPOs in Egypt: how new share offerings work, and what you really get
Public vs private tranches, how to subscribe through a brokerage, reading the prospectus, oversubscription maths, first-day moves and long-run research.
Read